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Name of Promotion


Duration of the Promotion 

The Promotion runs from “SEPTEMBER 19 to DECEMBER 31” (“Qualifying Transaction Period”).

Mechanics-How to Enter

Receive one (1) Western Union money transfer sent from anywhere in the world at any Western Union location in Jamaica or using the Direct to Bank service during the Qualifying Transaction Period (“Qualifying Transactions”).

Customers 18 years age or older, located in Jamaica are eligible to enter the Promotion and all Qualifying Transactions will be automatically entered into a drawing to win. 

All receivers of Qualifying Transactions within the Qualifying Transaction Period (“Entrants”) will be automatically entered for a chance to win one of 100prizes of $100,000 (“Weekly Prizes”).

Prize Descriptions 

There will be a total of 100 cash prizes of $100,000 each

Prize Draws & Winner Selection 

The 10 Million Reasons to Receive” promotion winners will be selected by random drawings from all Qualifying Transactions.

Promotional period: *SEPTEMBER 19- DECEMBER 31

Please refer to the prize drawing schedule below:

*Draw Date *Promotion Period Prize Number of Winners 
October 3rdSeptember 19th – September 30th$100,00010
October 18thOctober 1st – October 15th$100,00010
November 2ndOctober 16th – October 31st$100,00010
November 17thNovember 1st – November 15th$100,00010
December 2ndNovember 16th – November 30th$100,00010
December 19thDecember 1st – December 15th$100,00025
January 4thDecember 16th – December 31st$100,00025

Winners are eligible for one prize only.

Winner Selection 

  • Prize winners for the Weekly Prizes and Grand Prize will be selected at random from the Western Union database using SPSS Version 16 software programme. The process entails logging into the system using company issued credentials, entering the “Qualifying Transaction Period’ (please refer to the table above), then entering the number of winners for the period e.g., 10 for September 19-September 30, 2022. After that is entered, ten entrants’ names and their contact details will appear on-screen, and those individuals will be the winners. An additional 20 entrants’ names will be selected (as the back-up winners; two back-ups for each winner). Representatives of the Betting Gaming and Lotteries Commission (BGLC) can oversee the selection process on all draw dates in person or via our online conference platform, Microsoft Teams. A link to this platform will be furnished by GKMS representatives, Ayanna Kirton Hynes (Marketing Manager, Remittances) or Calecia Robinson (Marketing Officer, Remittances) on request and the screen share feature will be employed for the BGLC representative to oversee the process if online oversight is selected.
  • Prize winners will be selected at random using the drawing tools at GraceKennedy Financial Group, 42-56 Harbour Street, Kingston.
  • Sponsor will make three (3) attempts to contact each winner within one (1) working day after the draw.
  • If GKMS representatives are unable to successfully contact the winner, the Sponsor reserves the right to select and contact the backup winners in the order in which they were drawn.
  • Failure to claim their prize within ten (10) working days after notification will result in the prize being forfeited and a new selection made from the backup winners.

Odds of Winning

Odds of winning depend upon the number of QualifyingTransactions during the Promotional Period. Any expenses not specifically identified as part of the Prize are the responsibility of the Winner. Winners will be announced after the scheduled drawing. All drawings shall be conducted by the Sponsors. All decisions are final. 

General Rules 

1) The opportunity to enter to win the Grand Prize and Weekly prizes is open only to individuals residing in Jamaica who are 18 years of age or older. 

2) Employees of Sponsor, GraceKennedy MoneyServices, Western Union and their respective affiliates, subsidiaries, advertising and promotion agencies and their immediate family members (mother, father, and children) are not eligible. 

3) Winner may be required to complete an Affidavit of Eligibility/Release of Liability provided by Sponsor and if legally permissible, Publicity Release within 10 days of notification. Noncompliance within this time may result in disqualification and an alternate Winner may be selected. 

4) Winner will be required to sign a talent release form upon acceptance of a prize which constitutes permission to the Sponsor and its agencies to use winner’s name and/or likeness for purposes of advertising and trade without further compensation, unless prohibited by law. 

5) Winners will forfeit the prize in the event they refuse to sign the talent release form to grant permission to GraceKennedy Money Services and its agencies to use their names and likenesses for advertising purposes. 

6) Winners assume all liability for any injury or damage caused, or claimed to be caused, by participation in this Promotion or Redemption of any Prize. 

7) Winners must claim prizes by within ten (10) working days of notification. Winners must provide valid identification (Passport, Drivers Licence or Voter Registration Card), banking information and address toclaim their prize. The cash prize will be deposited to the winner’s bank account once all requested information is shared.

8) All unclaimed prizes will remain the property of GraceKennedy Money Services. 

9) By participating in this Promotion, Entrants agree to be bound by the Official Rules. Any claim or dispute arising under these rules is subject to the ruling of the Betting, Gaming and Lotteries Commission.

10) Prizes are not transferable.

11) Authorized under Section 58(3) of the Betting, Gaming and Lotteries Act.




This 10 MILLION REASONS TO RECEIVE” Promotion is sponsored by GraceKennedy Money Services (GKMS) (“Sponsor”)., Authorized Agent of Western Union in Jamaica, located at GraceKennedy Financial Group, 42-56 Harbour Street, Kingston, Jamaica. 

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